Terms and Conditions
Thank you for visiting our website. This website is owned and operated by Crestone Wealth Management Limited (ABN 50 005 311 937, AFS Licence No. 231127 (Crestone Wealth Management). By accessing and/or using this website and related services, you agree to these Terms and Conditions, which include our Privacy Statement (available at www.crestone.com.au/privacy-statement) (Terms). You should review these Terms carefully and immediately cease using our website if you do not agree to these Terms.
In these Terms, Crestone, us, we and our means Crestone Wealth Management and its associated entities.
- Collection notice
- Products and services
- Accuracy, completeness and currency
- Linked sites
- Intellectual property rights
- Warranties and disclaimers
- No liability
- Jurisdiction and governing law
1. COLLECTION NOTICE
We collect personal information about you in order to provide you with services, improve our website and to respond to your queries and for purposes otherwise set out in our Privacy Statement.
We may disclose that information to third parties that help us deliver our services (including information technology suppliers, communication suppliers and our business partners) or as required by law. If you do not provide this information, we may not be able to provide all of our services to you. We may also disclose your personal information to recipients that are located outside of Australia.
Our Privacy Statement explains: (i) how we store and use, and how you may access and correct your personal information; (ii) how you can lodge a complaint regarding the handling of your personal information; and (iii) how we will handle any complaint. If you would like any further information about our privacy policies or practices, please contact your investment adviser or our Privacy Officer at firstname.lastname@example.org.
By providing your personal information to us, you consent to the collection, use, storage and disclosure of that information as described in these Terms.
2. PRODUCTS AND SERVICES
The information contained on this website is directed to, and provided for use by, Australian residents only. It is provided for information purposes only and is not intended to constitute a solicitation or an offer to buy or sell any financial product. To the extent that advice is provided on this website, it is general advice only and has been prepared without taking into account your objectives, financial situation or needs (your Personal Circumstances). Before acting on any such general advice, we recommend that you obtain professional advice and consider the appropriateness of the advice having regard to your Personal Circumstances. If the advice relates to the acquisition, or possible acquisition of a financial product, you should obtain and consider a Product Disclosure Statement (PDS) or other disclosure document relating to the financial product before making any decision about whether to acquire it.
3. ACCURACY, COMPLETENESS AND CURRENCY
Although the information contained on this website is based on sources we believe to be reliable, to the extent permitted by law including the Australian Consumer Law, we do not warrant, represent or guarantee, that the information contained on this website is accurate, complete, reliable or current and we take no responsibility and disclaim all liability for your use or reliance on that information.
Content on this website may include forward-looking statements including forecasts, estimates and future projections. Such statements are not statements of fact, they may not eventuate and are not guaranteed.
We may, from time to time and without notice, change or add to the website (including these Terms) or the information, products or services described in it. However, we are under no obligation to update or keep it current and we do not undertake to keep the website updated. We are not liable to you or anyone else if errors occur in the information on the website or if that information is not up-to- date.
If you intend to act or rely on any information contained on this website, you should independently verify and assess the accuracy and completeness of the information and obtain professional advice regarding its suitability for your Personal Circumstances, including as regards taxation and legal matters.
4. LINKED SITES
Our website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.
5. INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated, we own or license from third parties all rights, title and interest (including copyright, designs, patents, trademarks and other intellectual property rights) in this website and in all of the material (including all text, graphics, logos, audio and software) made available on this website (Content).
Your use of this website and use of and access to any Content does not grant or transfer any rights, title or interest to you in relation to this website or the Content. However, we do grant you a licence to access the website and view the Content in accordance with these Terms and, where applicable, as expressly authorised by us and/or our third party licensors.
Any reproduction or redistribution of this website or the Content is prohibited and may result in civil and criminal penalties. In addition, you must not copy the Content to any other server, location or support for publication, reproduction or distribution is expressly prohibited.
All other use, copying or reproduction of this website, the Content or any part of it is prohibited, except to the extent permitted by law.
6. WARRANTIES AND DISCLAIMERS
To the maximum extent permitted by law including the Australian Consumer Law, we make no warranties or representations about this website or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to- date, that access will be uninterrupted or error-free or free from viruses, or that this website will be secure. The Content on this website has been prepared without taking into account your Personal Circumstances and should not be acted or relied upon without obtaining professional advice or consideration of the appropriateness of the Content having regard to your Personal Circumstances.
We reserve the right to restrict, suspend or terminate without notice your access to this website, any Content, or any feature of this website at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.
7. NO LIABILITY
To the maximum extent permitted by law including the Australian Consumer Law, in no event shall we be liable for any direct and indirect loss, damage or expense—irrespective of the manner in which it occurs—which may be suffered due to your use of our website and/or the information or materials contained on it, or as a result of the inaccessibility of this website and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to- date.
We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of this website or a linked website. You must take your own precautions to ensure that whatever you select for your use from our website is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.
8. JURISDICTION AND GOVERNING LAW
Your use of the website and these Terms are governed by the law of New South Wales and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in New South Wales.